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Guide · 9 min read

Your rights when bailiffs visit: the rules bailiffs must follow

The rules bailiffs (enforcement agents) must follow in England and Wales, including notice periods, visiting hours, entry, what they can take, fees and how to check their ID. Updated for the 1 May 2026 changes.

Written byClaire WhitmoreLead writer, debt and enforcement
Last updated
Next review due
April 2027
Applies to
England and Wales

Independent guidance, not a government service. This page is general information about the law in England and Wales, not financial or legal advice. Debt solutions have fees, risks and consequences. For free, impartial advice, contact MoneyHelper or a debt charity.

Key points

  • Bailiffs (enforcement agents) must follow the Tribunals, Courts and Enforcement Act 2007, the Taking Control of Goods Regulations 2013 and the Fees Regulations 2014, which were updated from 1 May 2026.
  • They must usually give at least 14 clear days’ notice before a visit, can only take control of goods at your home between 6am and 9pm, and for most debts can’t force entry.
  • They can’t take essential household items, other people’s belongings or work tools worth up to £1,350 in total.
  • If they break the rules, you can complain and may be able to get fees refunded or compensation.

Who counts as a bailiff?

“Bailiff” is the everyday word. The law uses enforcement agent. There are several types, and they have different powers:

Type Who employs them Debts they usually collect
Certificated enforcement agents Private enforcement companies Council tax, parking penalties, magistrates’ court fines, commercial rent
County court enforcement officers HM Courts & Tribunals Service County court judgments (CCJs)
Civilian enforcement officers HM Courts & Tribunals Service Magistrates’ court fines
High Court Enforcement Officers (HCEOs) Private firms, authorised by the High Court CCJs transferred to the High Court, High Court judgments
HMRC officers HM Revenue & Customs Unpaid tax

Debt collectors are not bailiffs. They work for creditors or debt purchasers and have no power to enter your home or take your belongings. Read debt collectors vs bailiffs vs High Court Enforcement Officers.

Rule 1: You must get notice before a visit

Before a bailiff can take control of your goods, you must be sent a Notice of Enforcement.

  • For warrants and writs passed to bailiffs on or after 1 May 2026, the minimum notice is 14 clear days.
  • If a debt advice provider asks on your behalf before that period ends, it extends to 28 clear days (except for non-eligible business debts).
  • For cases passed to bailiffs before 1 May 2026, the old minimum of 7 clear days still applies.

“Clear days” don’t count the day the notice was sent, the day of the visit, Sundays, bank holidays, Good Friday or Christmas Day.

If you didn’t receive a Notice of Enforcement, or the bailiff visited too early, the visit may be unlawful and any enforcement fee may not be due. Read our full guide to the Notice of Enforcement.

Rule 2: Visiting days and times

Bailiffs can only take control of goods at your home between 6am and 9pm. They also can’t generally take control of goods on a Sunday, Good Friday or Christmas Day. There are limited exceptions, for example for business premises that trade at those times or where a court has given permission.

Rule 3: How bailiffs can get in

For most debts, bailiffs can only enter your home peacefully:

  • through a door (not a window, and not by climbing over a fence or wall)
  • if it’s unlocked, or if you or another adult lets them in

They can’t push past you, put a foot in the door or force entry for council tax, parking penalties, CCJs and most other civil debts.

They can use reasonable force, as a last resort, to enter your home to collect unpaid criminal fines and certain HMRC debts (Income Tax and Stamp Duty), or to re-enter to collect goods they’ve already taken control of – for example if you break a controlled goods agreement (they must give you notice first).

Bailiffs can’t enter if the only people at home are children under 16 or vulnerable people. Read can bailiffs force entry? for more detail.

Rule 4: They must prove who they are

If you ask, a bailiff must show you:

  • proof of identity
  • their enforcement agent certificate (for private bailiffs)
  • written authority from the creditor, such as the warrant or liability order details

You can ask them to hold these up to a window or pass a copy through the letterbox. You can check a private bailiff’s certificate on the Certificated Enforcement Agent Register.

Bailiffs working for firms accredited by the Enforcement Conduct Board (ECB) – the independent oversight body for the industry – are expected to wear body-worn cameras during visits under the ECB’s standards. Footage can be important evidence if you complain.

Rule 5: What they can and can’t take

Bailiffs can take control of goods that belong to you (the debtor), such as a TV, games console, jewellery, a second car or a computer you don’t need for work or study.

They can’t take:

  • clothes, bedding, beds, a cooker or microwave, a fridge, a washing machine and a dining table with enough chairs for your household
  • medical aids and equipment, and items needed to care for a child, an older person or a disabled person
  • children’s toys and educational items
  • one phone (a landline, or a mobile if you don’t have a landline)
  • pets and assistance dogs
  • tools, equipment, books or a vehicle you need for your job, business, study or education, up to £1,350 in total
  • a vehicle displaying a valid Blue Badge, or used to carry a disabled person
  • things that belong to someone else, including your partner, children or lodger – or items on hire purchase that belong to a finance company

Read what can bailiffs take? and can bailiffs take my car?

Rule 6: They can only charge fixed fees

Bailiff fees are fixed by law. For most debts passed to bailiffs on or after 1 May 2026:

Stage Fee
Compliance stage (Notice of Enforcement) £79
Enforcement stage (first visit) £247 + 7.5% of the debt over £1,900
Sale or disposal stage £116 + 7.5% of the debt over £1,900

High Court enforcement has a different scale. Use our bailiff fees calculator or read bailiff fees explained.

Rule 7: Controlled goods and sale

If a bailiff takes control of your goods, they can either:

  • remove them straight away, or
  • leave them with you under a controlled goods agreement, where you agree to pay by instalments and not to sell or move the goods.

They must give you an inventory of the goods. Before selling them, they must give you notice of the sale (usually at least 7 clear days) and the goods should normally be sold at public auction. Read controlled goods agreements: should you sign one?

Rule 8: Vulnerable people must be treated fairly

Bailiffs must take extra care if you’re vulnerable – for example because of age, illness, disability, mental health, pregnancy, bereavement or language difficulties. Enforcement may need to be paused or the debt returned to the creditor. Read bailiffs and vulnerable people.

Rule 9: You can complain if the rules are broken

If a bailiff breaks the rules, you can complain to the enforcement company, the creditor, the Enforcement Conduct Board or the court. Research by Citizens Advice and StepChange found that around one in three of the 2.2 million people contacted by bailiffs in the two years to November 2018 experienced them breaking the rules. Read how to complain about a bailiff.

Changes coming to bailiff regulation

The bailiff industry has historically been self-regulated. The Enforcement Conduct Board began handling complaints in January 2025, and the government has announced plans for legal regulation, including requiring private bailiffs to be accredited by the ECB (individually or through their firm) to obtain or renew their certificate. These proposals aren’t yet law, so check back here for updates.

More on your rights

Enforcement companies

Frequently asked questions

Do I have to let a bailiff into my home?

No, not for most debts. For council tax, parking penalties, CCJs and most other debts, bailiffs can only come in if you let them or through an unlocked door. The exceptions are criminal fines, some HMRC debts and re-entry after a controlled goods agreement.

Can a bailiff come at night?

Bailiffs can only take control of goods at your home between 6am and 9pm. A visit outside those hours to take goods would break the rules.

Can a bailiff take my partner’s belongings?

No. Bailiffs can only take goods that belong to the debtor, or that you own jointly with someone else. Keep receipts or other proof that items belong to someone else.

What happens if a bailiff breaks the rules?

You can complain to the enforcement company, the creditor (for example, the council), the Enforcement Conduct Board if the firm is accredited, or the court. You may be able to get fees refunded or claim compensation.

Do these rules apply in Scotland?

No. Scotland uses sheriff officers and a different system called diligence, and Northern Ireland uses the Enforcement of Judgments Office. Read our Scotland and Northern Ireland guide.

Sources

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How To Stop The Bailiffs is an independent introducer, not a government service. We introduce you to an FCA-authorised debt adviser and may be paid a fee. Debt solutions can have fees and affect your credit rating. Free advice is available from MoneyHelper and debt charities.

How we wrote this guide

  • Research: written from primary sources such as legislation.gov.uk, GOV.UK and the Insolvency Service, then fact-checked by a second member of our team. The sources are listed above.
  • Checked: last checked on . Next review due April 2027, or sooner if the rules change.
  • Scope: applies to England and Wales. If you live in Scotland or Northern Ireland, read our Scotland and Northern Ireland guide. It is general information, not personal advice.
  • Independence: we are not a government website or service, and we are not connected to any council, court or enforcement company.
  • Money: we may receive a fee if we introduce you to a debt advice firm. This doesn't change what we write. How we're paid.

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